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|Posted on March 8, 2015 at 6:35 PM|
Dapper Dog now accepts the new chip smart / EMV credit cards.
Everything You Need to Know About the Switch to Chip Cards
U.S. banks are switching up the insides of your customers’ credit cards. They’re adding something called EMV technology, which stands for “Europay, MasterCard, and Visa.” Translation: Credit cards will be equipped with a super-small computer chip that’s extremely hard to counterfeit. If you’ve gotten a card recently, chances are it’s souped up with this technology.
Credit Cards Then & Now
Why the changeover? Here’s a crazy statistic: Almost half of the world’s credit card fraud now happens in the United States—even though only a quarter of all credit card transactions happen here. The banks want to rein this in ASAP by moving away from magnetic-stripe cards, which are much easier to counterfeit. The recent Target and Neiman Marcus security breaches also added motivation.
So how exactly will this affect your business? For starters, you’ll need a new processing device to read the information in the chip cards. This can get expensive. And come October 2015, businesses that don’t have an EMV processing device could be on the hook for fraudulent chip card transactions.
As you might imagine, chip cards are a pretty hot topic in the financial press right now. There’s a lot of information to sift through. And because any EMV card discussion usually mentions “fraud” and “liability,” it’s natural that it could put small business owners on edge.
Is this completely new technology?
Nope. Most of the world, including Europe, has been using chip cards for years. The United States is actually the last major market still using magnetic-stripe-only cards.
Will chip cards be swiped the same way as magnetic-stripe cards?
It’s a totally new dance we call the “chip-and-dip.” Chip cards are inserted, or “dipped,” into the payment device and left in place for the entire transaction as the reader and card talk back and forth. That’s when the magic happens. Square’s new chip card reader will be able to process both chip and magnetic stripe cards.
|Posted on March 1, 2015 at 10:05 AM|
Poison Prevention Awareness Month Information provided by ASPCA.org
Which Plants Are Safe for Your Pet?
Our handy list contains plants that have been reported as having systemic effects on animals and/or intense effects on the gastrointestinal tract.
Shopping for a little green to spruce up your home or garden? Be sure to check out our list of the 17 most common plants that are poisonous to our furry friends.
Poison Safety Tips
Our nutrition experts have put together a handy list of the top toxic people foods to avoid feeding your pet.
You've got questions about pet poisons, and we've got answers in this handy FAQ. Check out the questions our Animal Poison Control Center gets the most.
Our experts at the ASPCA Animal Poison Control Center set the record straight on a variety of substances, from cleaning products to popular houseplants.
Our new free mobile app provides a wealth of poison control knowledge in the palm of your hand. With quick access to potentially life-saving information and our hotline 24/7/365, the ASPCA APCC app will help you keep your pet safe year-round.